Attention homeowners in Roanoke and Roanoke County: Get an Appraisal today!

The top reasons Virginia homeowners order from Vail Appraisal, LLC:

Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge your property tax assessment in Virginia
Remove PMI to cut their mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a divorce in the state of Virginia, when real estate property needs to be divided
Determine the true market value of the property in question to settle an estate in Virginia


	Do you own a house in or near Roanoke? Do you need help determining the price of your real estate? Contact Vail Appraisal, LLC.

At Vail Appraisal, LLC, we understand the particular needs of a homeowner in need of appraisal services. Our customary business clients are used to the appraisal process and the usual reporting formats. As our non-traditional client, we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Vail Appraisal, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value report than yours.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if your house is not appreciating as much as other properties close to yours. That only means you're going to pay more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Vail Appraisal, LLC is your best weapon.

Appraisals to remove PMI

An attractive money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experts in helping homeowners just like you remove undesirable PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can be annoying from a cash flow standpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. Vail Appraisal, LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for precision? Vail Appraisal, LLC offers field reviews where we'll go out and check the subject and comps in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your house.